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A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
ABA Routing Number
The 9-digit number (8 digits and a check verification digit) that identifies a specific financial institution. Also referred to as a Financial Institution Routing Number or Routing Transit Number.
Account Mask Information
Editing criteria used to verify the accuracy of a payee's account number in certain electronic payment transactions.
Activation
The process wherein a customer selects a payee account for bill presentment and/or payment, agrees to the payee's terms and conditions, and establishes the account with the payee and the bill payment systems.
Aggregators
Service bureaus that provide bill presentment and/or payment consolidation services.
Amount
The amount to be paid for each bill.
Authentication
The process that determines the identity of a party.
Authorization
An agreement between a receiver and originator that allows the originator to initiate debits and/or credits to a receiver's account.
Automated Clearing House (ACH)
Funds transfer system governed by NACHA Operating Rules, which provide for clearing of electronic transactions between participating financial institutions.
Available Account Balance
The available balance as of the date posted by your financial institution. This balance reflects the total amount of funds that is available for immediate withdrawal according to your financial institution's funding availability policy. This amount may not be the same as your current balance if there are holds or pending credits that have not been posted to your account.
Bank Routing Number
The number that uniquely identifies a bank for payment processing. Also referred to as an ABA Number or Routing Transit Number.
Bill Consolidator
A Bill Service Provider that consolidates bills from other Bill Service Providers or payees and delivers them for presentment to your bill payment system.
Bill Detail
Information from a payee that provides line-level account information. This may include specific billing event information such as credit card charges, telephone calls, or kilowatts used.
Bill Inbox
A list of the bills that you must approve before we will send a payment and any notices from your payees.
Bill Notification
A process whereby a customer is notified that an electronic bill is available for review and payment.
Bill Payment Enrollment
The process by which you register to use online bill payment.
Bill Payment Manager
An agent of the customer that provides an interface directly to customers, businesses, or others for bill presentment. BPM enrolls customers, enables presentment, and provides customer support, among other functions.
Bill Summary
The summary information from a payee that is essential to a customer to understand what is owed. Typical information may include: amount owed, due date, payee, payee's account number.
Bill/Invoice
An electronic or paper document indicating that a payment is due.
Biller Payment Provider (BPP)
An agent of the payee that accepts remittance information on behalf of the payee.
Biller Service Provider (BSP)
An agent of the payee that provides an EBPP service for the payee.
Billing Cycle
The frequency with which a bill is received from a payee.
Billing Questions
The phone number of your payee's billing department.
Check
The check number for each payment. If the payee accepts electronic payments, this column will display "EFT" to let you know how the payment will be issued.
Check Number
The check number if a check was issued for this payment or the electronic funds transfer (EFT) number if the transaction was an electronic payment.
Cleared
The date the transaction was posted to your bank account.
Cleared Bank Transactions
Some banks only maintain the last 30 or 60 days of transactions on their website. We will download and display the same number of transactions as your bank allows for downloads and let you know how many days of transactions appear.
Consolidator
A Bill Service Provider that consolidates bills from multiple payees or other Bill Service Providers (BSPs) and delivers them for presentment to your bill payment system.
Credit
An entry to the record of an account representing the transfer or placement of funds into an account.
Customer
An individual or entity that receives goods or services that are subject to bills, invoices, or statements. The typical receiver of a bill.
Customer Payment Provider (CPP)
An agent of the customer that originates payments on behalf of the customer.
Customer Service
The phone number of your payee's customer service department.
Data Transmission
The electronic exchange of information between 2 or more data processing points.
Debit
An entry to request transfer or withdrawal of funds from an account.
Debit Transaction
A payment transaction originated by a payee for which you have authorized us to withdraw funds from your account.
Due
The date that each bill is due at the payee's location. You should schedule payment five to seven business days before the due date in this list. If a bill arrives as Due Upon Receipt, the date that the payment arrived is listed as the due date.
E-Mail Address
An electronic mail address, usually belonging to the customer, to which banking correspondence can be sent.
Electronic Bill Presentment And Payment (EBPP)
The electronic presentation of statements, bills, invoices, and related information sent by a company to its customers, and corresponding to payment for goods or services.
Electronic Funds Transfer (EFT)
Electronic payment such as ACH or wire transfer.
Electronic Payment
Any non-paper type of payment.
Encryption
Computer-generated algorithm that allows secure communication between parties.
Federal Reserve
Central bank of the United States that sets monetary policy and provides services to financial institutions.
Filed Bill
A bill that you do not want to pay using this website, but want to save for your records. For example, a bill with a zero balance or a bill that no longer needs to be paid. Once you file a bill, it is permanently removed from your Bill Inbox and cannot be paid.
Financial Institution (FI)
A state or federally-chartered depository institution, such as a bank, savings and loan, or credit union.
Funding Account Description
A description you assign to the funding account to identify it.
National Automated Clearing House Association (NACHA)
NACHA is a national, payment association that develops operating rules and business practices for the Automated Clearing House (ACH) Network and for electronic payments in the areas of Internet Commerce, electronic bill and invoice presentment and payments (EBPP, EIPP), e-checks, financial electronic data interchange (EDI), international payments, and electronic benefit transfer (EBT). NACHA also provides information and education to members.
Non-Sufficient Funds (NSF)
Insufficient funds available to settle a payment.
Notification Of Change (NOC)
An ACH entry that notifies an originator that information contained in an entry is incorrect or erroneous.
Paid from
The payment account that will be used for this payment.
Password
The password you use to access your Online Banking account.
Payee
A company or organization that sends you a bill, invoice, or statement, usually a request for payment for a product or service.
Payee Description
The payee name associated with payment of a bill.
Payee Nickname
A description you assign to identify a payee.
Payee User ID or Account Number
The account information that you use to log in to your payee's website.
Payee website Address
The website address of your payee.
Payment
A vehicle to affect the transfer of value.
Payment Authorizations/Instructions
Instructions for routing/posting the payment. For example, instructions indicating the bank account into which payments should be deposited.
Payment Category
The group that you assign to a payee during setup.
Payment Due Date
The date by which the payee requires payment from the customer.
Payment Instructions
Instructions for routing/posting the payment. For example, instructions indicating the bank account into which payments should be deposited.
Payment Instruments
The instruments required to initiate a payment.
Payment Method
A method used to facilitate and process a payment.
Payment Outbox
The scheduled payments, including those you approved and those you scheduled for automatic payment.
Payment Posted Date
The date on which a payment is posted to an account.
Payments System
A system or network used to process payments.
Personal Finance Management Or Manager (PFM)
Personal Finance Manager Software used to manage your financial information. Often includes categorization, reporting, and graphing capabilities, as well as the ability to download account and transaction information from your financial institution.
Posting
The process of recording debits and credits to account balances.
Received From
The payee for each item. If you specified a nickname for the payee, that name is displayed.
Reversals
An ACH entry or file sent with required deadlines to correct or reverse a previously originated duplicate or erroneous entry or file.
Secured Socket Layer (SSL)
A security protocol to enable encrypted, authenticated communications across the Internet.
Seller
A payee or vendor. An entity providing product or services.
Send On
The date that each payment will be initiated to the payee. This is also the date on the check.
Send To
The nickname for the payee.
Sent
The date the payment was sent to the payee.
Statement/Notice
An electronic or paper document sent to you that does not have a payment due associated with it.
Total Due
The total amount due for each bill.
Transit Routing Number
See ABA Routing Number.
Unpaid Bills
Bills that appear in your Bill Inbox on which you have not taken any action.